Halifax is cutting rates today on its homemover, first time buyer, remortgage, product transfer and further advance ranges, with details to follow.

BM Solutions is also cutting rates today, on personal ownership buy-to-let and let to buy, limited company buy-to-let, product transfers and further advances.

NatWest is increasing rates for its new business, existing customer and additional borrowing ranges from 21 May.

The changes mean a two-year purchase fix to 65% LTV will start from 4.88%, with a £995 fee, and the five-year equivalent will start from 4.97%.

Two-year end dates are moving from 31 July 2028 to 31 August 2028, and five-year end dates from 31 July to 31 August.

Accord Mortgages is raising its minimum residential LTI income threshold for LTIs above 4.49x from £50,000 to £65,000.

The tweak applies to residential new business and additional loans, but not to first-time buyer applications, which have no minimum income requirement.



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