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Hoist Finance (OM:HOFI) is back in focus after reporting first quarter 2026 earnings and issuing SEK 300 million in Additional Tier 1 capital, a combination that puts profitability and capital structure in the spotlight for investors.
See our latest analysis for Hoist Finance.
Hoist Finance’s SEK 159.1 share price sits against a mixed backdrop, with the 7 day share price return down 2.15% and the 30 day share price return down 6.08%, while the year to date share price return is 39.07% and the 1 year total shareholder return is 80.99%. This hints that longer term momentum has been stronger than the latest pullback following the first quarter 2026 earnings and AT1 issuance news.
If this mix of strong recent returns and fresh capital activity has you thinking about what else is moving, it could be a good time to scan 99 top founder-led companies
With earnings per share at SEK 3.57, a reported intrinsic discount of 20.41%, and a 1-year total return of 80.99%, is Hoist Finance still offering value, or is the market already pricing in future growth?
Most Popular Narrative: 4.7% Undervalued
Hoist Finance’s fair value in the most followed narrative is set at SEK 167 per share, slightly above the last close of SEK 159.10. This frames a modest discount that hinges on how earnings and margins evolve from here.
Expansion into additional geographies (such as Portugal and a growing pan-European secured NPL market), combined with new deposit platforms and funding diversification (for example, launching their own Euro platform), will decrease risk concentration and funding costs over time, improving stability and supporting sustained earnings growth.
Curious what sits behind that earnings story, and how revenue growth, margins and future valuation multiples connect to SEK 167, the narrative spells it out in detail.
Result: Fair Value of SEK167 (UNDERVALUED)
Have a read of the narrative in full and understand what’s behind the forecasts.
However, you also need to factor in rising funding costs and the current constraints on unsecured NPL purchases, which could both pressure margins and slow portfolio growth.
Find out about the key risks to this Hoist Finance narrative.
Next Steps
With mixed signals on value, risks and rewards, this is a moment to look closely at the data and decide quickly where you stand. To compare the potential upside with the key concerns in a single view, review the 3 key rewards and 2 important warning signs
