Bajaj Finance reported a 21.5 per cent YoY profit in the first quarter of FY26. The company posted a profit of Rs 4,133.8 crore in Q1FY26, while its profit in the same quarter of FY25 stood at Rs 3,401.5 crore.
The company’s Net Interest Income increased by 22 per cent YoY to Rs 10,227 crore in Q1FY26. Last fiscal year, its Net Interest Income stood at Rs 8,365 crore in the first quarter.
Bajaj Finance reported a total income of Rs 16,697.11 crore in Q1FY26 against a total income of Rs 13725.74 crore in the corresponding quarter of FY25, growing by 21.6 per cent YoY.
Bajaj Finance balance sheet
Bajaj Finance’s Assets Under Management (AUM) grew 25 per cent YoY. The company posted an AUM of Rs 4.41 lakh crore in Q1FY26, while its AUM in the corresponding quarter of FY25 stood at Rs 3.54 lakh crore.
The company’s customer franchise stood at 10.65 crore as of Q1FY26, compared to 8.81 crore at the end of Q1FY25, posting a YoY growth of 21 per cent in the quarter. Further, the Number of new loans booked in Q1FY26 was 1.34 crore as against 1.09 crore in Q1FY25, a growth of 23 YoY.
Bajaj Finance witnessed a 20 per cent YoY fall in two and three-wheeler finances. The total financed amount in the category decreased from Rs 19,689 crore in Q1FY25 to Rs 15,703 crore in Q1FY26.
Company’s Urban sales finance, Urban B2C loans and rural B2C loans grew by 22 per cent, 29 per cent and 20 per cent, respectively.