Buckinghamshire Building Society has reduced product fees across its Credit Revive and Credit Restore residential mortgage ranges from £999 to £499.
The fee reductions apply across all residential products within both ranges.
The society’s Credit Revive range is available up to 85% loan-to-value (LTV), with both two-year fixed and discounted rate options available.
A retirement discounted product is also offered up to 70% LTV on a five-year term.
Meanwhile, the Credit Restore range is available up to 75% LTV and includes both two-year fixed and discounted products aimed at borrowers looking to rebuild their credit profile.
The ranges are designed to support applicants who may fall outside mainstream lending criteria, including those with historic missed payments, debt management plans or previous adverse credit events, while still offering a practical route back into homeownership or remortgaging.
Buckinghamshire Building Society head of mortgages sales Claire Askham says: “Over the past few years, many borrowers have faced financial pressures that have left a lasting impact on their credit profile, despite now being in a much more stable position.”
“By reducing product fees across both Credit Revive and Credit Restore, we’re helping brokers support clients who may already be managing affordability challenges while trying to improve their financial position.”
Elsewhere, Accord Mortgages has made rate increases on its buy-to-let product transfer transfer.
The range, with new prices effective today, will see two-year product rates rise by 0.05%, three-year product rates go up by as much as 0.13% and five-year product rates increase by 0.20%.
