I’m considering getting into buy-to-let property, but I’m struggling with the market. I thought prices would drop when interest rates went up, but they barely moved. Is it too late to invest in a buy-to-let property, or should I wait for a crash before jumping in? I’m worried that buying now could be a mistake if prices suddenly plummet.
Jasmine, Driffield

We can’t pretend that today’s prices offer a once-in-a-lifetime bargain, and it’s possible that the numbers simply don’t make sense for you at present, but there are a couple of measures we look at on top of headline prices which you may find useful.

The UK average house price is higher than pre-Covid and above the previous pre-crash peak in 2007. But what’s easy



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