Zephyr Homeloans has introduced a 0.16% reduction across its 2-year fixed rate mortgages and a 0.06% reduction across its 5-year fixed rate mortgages.

In addition, for properties with an A to C-rated energy performance certificate (EPC), the lender is set to offer between 3.64% and 5.64% on a 2-year fixed rate standard buy-to-let mortgage (up to 65% loan-to-value (LTV), and between 4.69% and 5.49% on a 5-year, fixed rate standard buy-to-let mortgage up to 65% LTV.

For properties with an EPC rating of D or E, Zephyr is offering between 3.74% and 5.74% on a 2-year fixed rate standard buy-to-let mortgage up to 65% LTV, and between 4.79% and 5.59% on a 5-year, fixed rate standard BTL mortgage up to 65% LTV.

Zephyr said that the mortgage offerings were available with fees of 3%, 5% and 7%.

The company is also offering 6.19% and 6.29% with 0% product fees on 5-year fixed standard buy-to-let mortgages at 80% LTV for properties with an A to C-rated EPC and a D or E-rated EPC rating, respectively.

Paul Fryers, managing director at Zephyr Homeloans, said: “Our new rates provide landlords with the choice and flexibility to enable them to find the deal that best suits their budgets.”



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