The specialist mortgage range is aimed at first-time buyers, home movers, and those looking to remortgage. It is particularly designed for borrowers facing non-standard situations, such as self-employed individuals or those with credit imperfections.

“We have introduced fixed rates for the first time on our specialist products, following feedback from our broker partners that highlighted a clear demand,” said Chris Holmes (pictured), senior product and proposition manager at Hinckley & Rugby Building Society. “By introducing fixed-rate options, we’re offering a greater range of product choices for borrowers with unusual circumstances who also value certainty over their repayments.

“These products are part of our ongoing effort to provide specialist solutions that meet the specific needs of our clients. Whether they are seeking lower LTVs or higher ones, we remain focused on offering flexible, competitive options that work for both first-time buyers and those moving up the housing ladder.”

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