• The trending “old money aesthetic refers to elegant, timeless pieces, made of high-quality fabrics. Think quality tailoring, clean lines, and neutral shades.
  • It’s all about investing in classic staples that can be worn for years to come and creating a timeless look that resonates.

The idea of curating a capsule wardrobe isn’t a new novelty, but in the era of internet trends and social media algorithms, it is taking on a new name. Enter the old money aesthetic. The next iteration of the “quiet luxury” trend that took over our feeds last year, old money fashion is all about classic, refined looks achieved by layering clean, structured pieces. It’s less about trends and more about curating a polished, sophisticated wardrobe that feels effortless yet stylish.

“Old money refers to elegant, timeless pieces, made of high-quality fabrics. Think tailoring, clean lines, cable knits, turtlenecks, polo shirts, loafers, neutral shades, and premium materials like wool, cashmere, and suede,” says Anna-Carina Helander, Founder and CEO of fashion retailer, Seezona. “The style looks equally good on a 20-year-old as a 60-year-old.”

Luxury style doesn’t mean overly expensive pieces. The old money trend is all about investing in classic staples that can be worn for years to come and creating a timeless look that resonates. Think Sofia Richie’s polished neutrals, or the sleek minimalism of Carolyn Bessette-Kennedy.

If you want to try your hand at outfits that give rich girl energy, fin 11 old money styles for your shopping inspiration this fall.

Cashmere Sweater and Slacks

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A quality cashmere sweater paired with relaxed trousers embodies the classic old money style, striking a perfect balance between sophistication and effortless elegance that only the truly affluent can achieve. Choose a luxury handbag or belt to really elevate this laid-back ensemble. 

A Blazer and Skirt

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There’s something very ladies who lunch about the classic blazer and skirt pairing. For a traditional interpretation, try a matching skirtsuit. Or, mix two unrelated pieces for an even more refined, understated look.

A Blazer, Button Down, and Loafers

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Oversized blazers have been on-trend for years now, but the perpetually wealthy have been rocking the style long before it was seen on TikTok. A collared shirt and loafers add to the prep school charm of it all.

Herringbone Patterns

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Though old money fashion is all about neutrals, this pattern is a must-have for any staple wardrobe. According to boohoo Head of Product, Sarah Heaton, herringbone is trending this season, thanks to the texture and depth it adds to clothing. Offering a sophisticated and timeless look, herringbone is perfect for tailored pieces a blazer. 

Trousers and a Structured Jacket

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They say money talks but wealth whispers. So it follows that the key to “old money” outfits is understated elegance. Tailored trousers and a structured jacket check both boxes, keeping the focus on a refined silhouette over loud colors or textures.

Classic Trench Coat

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In fall weather, outerwear is just as important to the balance of your outfit as any other accessory. A timeless trench coat adds polish to just about any look. To really level up the prep factor, throw a sweater or scarf over your shoulders.

Accessorize With a Silk Scarf

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Hermès or otherwise, silk scarves are a must. They’re best known for being tied around the neck or on the handle of a bag, but fashion It girls are refreshing the classic accessory by tying it around the shoulders or wearing it as a belt.

Mix and Match Whites and Creams

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There’s something so luxe about the impracticality of an all-white look, especially if it includes shades of cream. Here, an off-the-shoulder sweater and pleated maxi skirt create long, clean lines that exude elegance.

Stripes and Khaki

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A more nautical, east coast ensemble, stripes, and khaki are the principle of old money fashion. Think Ivy League schools, summers in the Hamptons, or traveling to Maine just for the lobster, this outfit gives a nod to that quintessential vibe and is balanced out by pairing with layered gold necklaces and peak-toe shoes.

Structured Loafers

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When it comes to putting together a flawless look, the devil is always in the details. That’s why a chic pair of loafers can really bring your old money outfit from Gossip Girl to Succession in seconds. Try pairing it with a wool sweater and a-line skirt for a business casual ensemble.

A Tweed Jacket

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Popularized by Chanel, this Upper East Side staple is an essential for an old-money look. Its timeless appeal makes it a guaranteed heirloom. Modernize it by adding in more casual pieces, like denim and a white tee.



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