Dutch households made a profit of 11.3 billion euros with their joint investments in the first three months of 2024. The total value, therefore, rose to more than 180 billion, an increase of 7.8 percent compared to the same period last year. It is the largest increase since the end of 2020, when the stock markets recovered during the COVID-19 pandemic.
This is evident from figures from De Nederlandsche Bank (DNB). The majority of Dutch households’ investments are in investment funds. In the past quarter, they have already achieved a return of 6.3 billion euros.
Dutch households already achieved a return of 4.7 billion euros on their direct positions in listed shares. At the end of the first quarter of this year, the value of shareholdings amounted to 61.7 billion euros. That is almost as much as the record level at the end of 2021 when Dutch households jointly owned more than 62.2 billion euros in listed shares.
Approximately 40 percent of Dutch households’ equity is invested in Dutch companies, while a quarter is in American companies.
The value of bond holdings also continued to rise, reaching 6.6 billion euros in the first quarter of this year, the highest amount since October 2016.
The total securities holdings of Dutch households in the first quarter already amounted to more than 180 billion euros. That is still only a small part of the almost 468 billion euros in savings in Dutch bank accounts. Households also have extensive assets with pension funds and insurers in their own companies and in the housing market, which fall outside direct securities ownership.
According to figures from the Central Bureau of Statistics, the Netherlands has 8.3 million private households. About a quarter of them invest.