From paying off loans to saving and talking about financial worries, take the test to find out where you may be going wrong when it comes to your personal accounts

Budgeting expert Caz Mooney, author of Budgeting Planner: How Financially Literate Are You? Photo: Frank McGrath

Caz Mooney is the author of Caz Mooney’s Budgeting Planner: How Financially Literate Are You? and shares practical personal finance tips on her popular social media account @irishbudgeting. Here, she tests your financial acumen.

1. Which of the following are good budgeting habits to have?



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