- December 21, 2025
How Many Missed Mortgage Payments Trigger Foreclosure?
Missing multiple mortgage payments can lead to foreclosure but the exact timeline varies. You can usually be delinquent on your mortgage payment by 120 days
Do Mortgage Escrow Accounts Pay Interest? What You Need to Know
Mortgage escrow accounts are designed to hold funds for property taxes, mortgage insurance, and homeowners’ insurance, but they usually don’t earn interest under federal law.
Mortgage Life Insurance: Benefits and Key Insights
Key Takeaways Mortgage life insurance repays the mortgage if the borrower dies during the loan term. The policy amount decreases annually to match the reduced
Pros and Cons of Paying Off Your Mortgage With a Home Equity Loan
Key Takeaways Home equity loans, or second mortgages, let homeowners borrow a lump sum based on their equity. HELOCs provide a flexible line of credit
Should I get a 95% mortgage? I’m desperate to escape renting and my parents can’t afford to help out
I’m a would-be first-time buyer but struggling to save a big enough deposit. I don’t earn a huge salary and my parents are not wealthy,
What Are Impound Accounts? Understanding Mortgage Impound Accounts
An impound account is money maintained by mortgage companies to collect amounts such as hazard insurance, property taxes, private mortgage insurance, and other required payments
Pros and Cons of Using Your 401(k) to Pay Off Your Mortgage
Many people wonder whether it makes sense to pay off a mortgage early while still contributing to a 401(k). Paying down your mortgage can reduce
Top 10 most read mortgage broker stories this week – 19/12/2025
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Where are we now and what can we expect for 2026?
Mortgage rates have slowly ticked down this year, and rate momentum is expected to continue in 2026, but there will not be a return
‘Mortgage price war in spring’ and ‘Fresh heir’
The Minister for Women and Equalities, Bridget Phillipson, is blocking the publication of trans guidance that would require businesses and public bodies to protect women-only